:root{--bg:#08090d;--bg2:#10121a;--card:rgba(255,255,255,.035);--line:rgba(255,255,255,.08);--tx:#f2efe8;--mut:#a3a5b3;--gold:#e0b86a;--gold2:#fbe3a8;--teal:#4fd1b5;--r:22px}
*{box-sizing:border-box;margin:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{background:var(--bg);color:var(--tx);font:17px/1.65 ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;padding-bottom:80px;overflow-x:hidden}
a{color:inherit;text-decoration:none}
.glow{position:fixed;width:620px;height:620px;border-radius:50%;filter:blur(120px);opacity:.18;z-index:-1;pointer-events:none}
.g1{background:var(--gold);top:-220px;right:-180px}.g2{background:var(--teal);bottom:-300px;left:-260px;opacity:.1}
section{max-width:1160px;margin:auto;padding:88px 22px}
h1,h2,h3{font-family:"Iowan Old Style","Palatino Linotype",Georgia,serif;font-weight:600;letter-spacing:-.02em;line-height:1.08}
h1{font-size:clamp(2.6rem,7.5vw,5.4rem);max-width:14ch}
h2{font-size:clamp(2rem,5vw,3.2rem);margin-bottom:36px;max-width:20ch}
h3{font-size:1.3rem;margin-bottom:8px}
.grad{background:linear-gradient(100deg,var(--gold2),var(--gold) 45%,var(--teal));-webkit-background-clip:text;background-clip:text;color:transparent}
.kicker{color:var(--gold);font-size:.78rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;margin-bottom:12px}
.nav{position:sticky;top:0;z-index:40;display:flex;justify-content:space-between;align-items:center;padding:14px 22px;background:rgba(8,9,13,.72);backdrop-filter:saturate(1.4) blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.logo{display:flex;align-items:center;gap:8px;font:700 1.2rem Georgia,serif}.logo em{font-style:normal;color:var(--gold);margin-left:-4px}
.mark{display:grid;place-items:center;width:32px;height:32px;border-radius:10px;background:linear-gradient(135deg,var(--gold2),var(--gold));color:#141006;font-size:1rem}
.nav nav{display:flex;gap:22px;align-items:center}
.nav nav>a:not(.btn){color:var(--mut);font-size:.93rem;transition:color .2s}.nav nav>a:hover{color:var(--tx)}
.lang{background:var(--card);border:1px solid var(--line);color:var(--tx);border-radius:10px;padding:6px 10px;cursor:pointer;font-weight:600}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:linear-gradient(135deg,var(--gold2),var(--gold));color:#141006;font-weight:700;padding:13px 22px;border-radius:999px;border:0;cursor:pointer;font-size:1rem;box-shadow:0 8px 30px -10px rgba(224,184,106,.6);transition:transform .2s,box-shadow .2s,filter .2s}
.btn:hover{transform:translateY(-2px);box-shadow:0 14px 34px -10px rgba(224,184,106,.75)}
.btn.lg{padding:16px 28px;font-size:1.05rem}.btn.sm{padding:9px 16px;font-size:.88rem}
.btn.ghost{background:var(--card);color:var(--tx);border:1px solid var(--line);box-shadow:none}.btn.ghost:hover{border-color:rgba(224,184,106,.5)}
.btn.wa{background:#25d366;color:#04210f;box-shadow:none}
.hero{padding-top:110px;padding-bottom:100px}
.pill{display:inline-flex;align-items:center;gap:10px;border:1px solid var(--line);background:var(--card);border-radius:999px;padding:7px 14px;font-size:.85rem;color:var(--mut);margin-bottom:26px}
.dot{width:8px;height:8px;border-radius:50%;background:var(--teal);box-shadow:0 0 0 4px rgba(79,209,181,.18);animation:pulse 2s infinite}
@keyframes pulse{50%{box-shadow:0 0 0 8px rgba(79,209,181,0)}}
.lead{color:var(--mut);font-size:clamp(1.1rem,2.2vw,1.3rem);max-width:54ch;margin:26px 0 36px}
.row{display:flex;gap:12px;flex-wrap:wrap}
.trust{display:flex;flex-wrap:wrap;gap:10px 26px;list-style:none;padding:0;margin-top:38px;color:var(--mut);font-size:.93rem}
.card{background:linear-gradient(180deg,rgba(255,255,255,.05),rgba(255,255,255,.015));border:1px solid var(--line);border-radius:var(--r);padding:28px;transition:transform .25s,border-color .25s}
.card p{color:var(--mut)}
.steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px;counter-reset:s}
.steps b{display:block;font:600 2.6rem Georgia,serif;margin-bottom:14px}.steps b{background:linear-gradient(135deg,var(--gold2),var(--teal));-webkit-background-clip:text;background-clip:text;color:transparent}
.svc{display:grid;grid-template-columns:repeat(6,1fr);gap:18px}
.svc .card{grid-column:span 2}.svc .card:nth-child(4){grid-column:2/span 2}
.svc .card:hover,.plan:hover{transform:translateY(-4px);border-color:rgba(224,184,106,.35)}
.ic{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;font-size:1.4rem;background:rgba(224,184,106,.1);border:1px solid rgba(224,184,106,.25);margin-bottom:18px}
.ex{margin-top:14px;padding-top:14px;border-top:1px dashed var(--line);font-size:.9rem;color:var(--tx)!important;opacity:.85}
.ptop{display:flex;flex-wrap:wrap;gap:14px;align-items:center;margin:-12px 0 28px}
.draft{background:rgba(224,184,106,.1);color:var(--gold2);border:1px dashed var(--gold);border-radius:10px;padding:7px 12px;font-size:.76rem;font-weight:800;letter-spacing:.06em}
.seg{display:inline-flex;border:1px solid var(--line);background:var(--card);border-radius:999px;padding:4px}
.seg button{background:none;border:0;color:var(--mut);padding:8px 14px;border-radius:999px;cursor:pointer;font-size:.9rem;font-weight:600}
.seg button.on{background:var(--gold);color:#141006}
.plans{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:18px}
.plan{display:flex;flex-direction:column;position:relative}
.plan.hot{border-color:rgba(224,184,106,.6);background:linear-gradient(180deg,rgba(224,184,106,.12),rgba(255,255,255,.02))}
.badge{position:absolute;top:-12px;right:20px;background:var(--gold);color:#141006;font-size:.72rem;font-weight:800;padding:4px 10px;border-radius:999px;letter-spacing:.05em}
.price{font:600 2.1rem Georgia,serif;color:var(--gold2);margin:6px 0 2px;white-space:nowrap}
.price small{font:500 .85rem system-ui;color:var(--mut);margin-left:4px}
.plan ul{padding:0;list-style:none;color:var(--mut);margin:16px 0 24px;flex:1}
.plan li{padding:6px 0 6px 26px;position:relative;font-size:.95rem}.plan li:before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:700}
.note{color:var(--mut);margin-top:22px;font-size:.92rem}
.feature{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center;padding:36px}
.feature p{margin-bottom:18px}.big{font-size:2.2rem}
.mock{background:#0c0e15;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 30px 60px -30px rgba(0,0,0,.8)}
.mk-head{display:flex;align-items:center;gap:8px;font-weight:700;margin-bottom:14px}.mk-logo{width:24px;height:24px;border-radius:7px;background:var(--teal);color:#04210f;display:grid;place-items:center;font-size:.8rem}
.mk-q{font-size:.93rem;margin:10px 0 8px}
.mk-bar{display:flex;border-radius:10px;overflow:hidden;font-size:.78rem;font-weight:700;margin-bottom:14px}
.mk-bar span{padding:10px 12px}.mk-bar span:first-child{background:#1f7a5c}.mk-bar span:last-child{background:#7a2c38;text-align:right}
.mock small{color:var(--mut)}
.tags{display:flex;gap:8px;flex-wrap:wrap;padding:0;list-style:none;margin-bottom:22px}
.tags li{border:1px solid var(--line);border-radius:999px;padding:4px 12px;font-size:.82rem;color:var(--mut)}
.bookgrid{display:grid;grid-template-columns:1fr 1.1fr;gap:18px}
form label{display:block;margin-bottom:14px;font-size:.88rem;color:var(--mut);font-weight:600}
.two{display:grid;grid-template-columns:1fr 1fr;gap:12px}
input,select{display:block;width:100%;margin-top:6px;background:rgba(0,0,0,.35);border:1px solid var(--line);color:var(--tx);border-radius:12px;padding:13px;font-size:16px;font-family:inherit}
input:focus,select:focus{outline:2px solid var(--gold);border-color:transparent}
form .btn{width:100%;margin-top:8px}
.small{font-size:.86rem;color:var(--mut)}
#mailfb{display:block;text-align:center;margin-top:14px;text-decoration:underline}
.cal{min-height:420px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:12px;text-align:center;border-radius:14px;overflow:auto}
footer{border-top:1px solid var(--line);display:flex;flex-direction:column;align-items:center;gap:12px;padding:40px 22px;color:var(--mut);font-size:.9rem;text-align:center}
.wa-float{position:fixed;right:18px;bottom:92px;width:58px;height:58px;border-radius:50%;background:#25d366;display:grid;place-items:center;box-shadow:0 10px 30px -6px rgba(37,211,102,.6);z-index:45;transition:transform .2s}.wa-float:hover{transform:scale(1.08)}
.mbar{position:fixed;left:0;right:0;bottom:0;display:flex;gap:8px;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:rgba(8,9,13,.92);backdrop-filter:blur(12px);border-top:1px solid var(--line);z-index:44}
.mbar .btn{flex:1;padding:13px 8px;font-size:.95rem}.mbar .btn:first-child{flex:2}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}.dot{animation:none}*{scroll-behavior:auto}}
@media(min-width:860px){.mbar{display:none}body{padding-bottom:0}.wa-float{bottom:26px}}
@media(max-width:859px){.nav nav>a:not(.btn){display:none}.nav .btn.sm{display:none}section{padding:64px 18px}.hero{padding-top:64px}
.svc{grid-template-columns:1fr}.svc .card,.svc .card:nth-child(4){grid-column:auto}.feature,.bookgrid{grid-template-columns:1fr}.feature{padding:22px;gap:26px}.two{grid-template-columns:1fr}.btn.lg{width:100%}.card{padding:22px}}
.price{white-space:normal}.price small{display:block;margin:2px 0 0}
@media(min-width:860px){.plans{grid-template-columns:repeat(6,1fr);row-gap:30px}.plan{grid-column:span 2}.plan:nth-child(4){grid-column:2/span 2}}
/* ---- Risk Ops ---- */
.nav a.active{color:var(--gold)!important}
.intro{font-size:clamp(1.05rem,2vw,1.2rem);color:var(--mut);max-width:72ch;margin-bottom:30px}.intro strong{color:var(--tx)}
.jt{border:1px solid var(--line);border-radius:var(--r);overflow:hidden;background:rgba(255,255,255,.02)}
.jr{display:grid;grid-template-columns:1fr 1.4fr 1.8fr;gap:24px;padding:20px 24px;border-top:1px solid var(--line);color:var(--mut);font-size:.96rem}
.jr:first-child{border-top:0}.jh{background:rgba(224,184,106,.08);color:var(--gold2);font-weight:700;font-size:.85rem;letter-spacing:.05em;text-transform:uppercase}
.jr b{color:var(--tx);display:block;font-size:1.05rem}.jr small{color:var(--mut)}
.example{margin-top:22px}.example p{color:var(--tx)}.example strong{color:var(--gold2)}
.funnel{display:flex;gap:4px;margin-top:16px;border-radius:10px;overflow:hidden;font-size:.8rem;font-weight:700}
.funnel span{padding:9px 8px;text-align:center;white-space:nowrap}.funnel span:nth-child(1){background:#1f7a5c}.funnel span:nth-child(2){background:#8a6a2c;min-width:40px}.funnel span:nth-child(3){background:#7a2c38;min-width:36px}
.chips{display:flex;flex-wrap:wrap;gap:12px}.chips span{border:1px solid var(--line);background:var(--card);border-radius:999px;padding:10px 18px;font-weight:600}
.plans.r3{grid-template-columns:repeat(auto-fit,minmax(270px,1fr))!important}.plans.r3 .plan{grid-column:auto!important}
.plan .dur{color:var(--teal);font-size:.85rem;font-weight:700;margin-bottom:4px}
.tiers{margin-top:18px;display:grid;grid-template-columns:auto repeat(3,1fr);gap:14px 20px;align-items:center}
.tiers h3{margin:0}.tier{border:1px solid var(--line);border-radius:14px;padding:14px}.tier b{color:var(--gold2);font:600 1.3rem Georgia,serif;display:block}.tier span{color:var(--mut);font-size:.88rem}
.timeline{list-style:none;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.timeline li{border-top:2px solid rgba(224,184,106,.5);padding-top:16px}.timeline b{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--gold);color:#141006;margin-bottom:10px}
.timeline p{color:var(--mut);font-size:.93rem}
.trustgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px}.trustgrid h3{font-size:1.1rem}
.calcgrid{display:grid;grid-template-columns:1fr 1fr;gap:36px}
.calcgrid label{display:block;margin-bottom:18px;color:var(--mut);font-weight:600;font-size:.92rem}
#cpv{color:var(--gold2);font-weight:700;float:right}
input[type=range]{padding:0;accent-color:var(--gold);height:30px;background:none;border:0}
.cres{border-left:1px solid var(--line);padding-left:36px}.cbig{font:600 clamp(2rem,5vw,3rem) Georgia,serif;margin:0 0 14px}.cbig.muted{color:var(--mut);font-size:1.8rem}
.cres .btn{margin-top:16px}
.checks{list-style:none;padding:0;margin:14px 0 24px}.checks li{padding:7px 0 7px 26px;position:relative;color:var(--mut)}.checks li:before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:700}
.teaser{display:grid;grid-template-columns:1.4fr 1fr;gap:30px;align-items:center;padding:40px;background:linear-gradient(135deg,rgba(79,209,181,.1),rgba(224,184,106,.08));border-color:rgba(79,209,181,.3)}
.teaser ul{list-style:none;padding:0}.teaser li{padding:6px 0;color:var(--tx)}
@media(max-width:859px){.jh{display:none}.jr{grid-template-columns:1fr;gap:10px;padding:18px}
.jr span[data-l]:before{content:attr(data-h);display:block;color:var(--gold);font-size:.72rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;margin-bottom:2px}
.timeline{grid-template-columns:1fr 1fr}.calcgrid,.teaser{grid-template-columns:1fr}.cres{border-left:0;padding-left:0;border-top:1px solid var(--line);padding-top:24px}
.tiers{grid-template-columns:1fr}.teaser{padding:24px}}

/* ---- Draft improvements ---- */
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:#141006;padding:10px 16px;z-index:100;font-weight:700;border-radius:0 0 10px 0}
.skip:focus{left:0}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.draft.soft{letter-spacing:.04em;font-weight:700}
.subh{color:var(--mut);font-weight:700;margin:28px 0 14px;font-size:.95rem}
.price.mo{font-size:1.25rem;color:var(--teal);margin-bottom:8px}
.price.mo small{color:var(--mut)}
.h2-sm{font-size:clamp(1.4rem,3vw,2rem);margin-bottom:18px}
.more-k{margin-top:48px}
.more{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px}
.more .card{padding:18px 20px}
.more strong{display:block;margin-bottom:4px;color:var(--tx)}
.more span{color:var(--mut);font-size:.9rem}
@media(min-width:860px){
  .svc{grid-template-columns:repeat(6,1fr)}
  .svc .card{grid-column:span 2}
  .svc .card:nth-child(4),.svc .card:nth-child(5),.svc .card:nth-child(6){grid-column:span 2}
  #plans.plans,#portals.plans{grid-template-columns:repeat(3,1fr)}
  #plans .plan,#portals .plan{grid-column:span 1}
}